Keyword: «bank»

The article reveals the problem of identifying operational risk and the main risk management factors. The study proves that modern market relations of various commercial organizations have led to the fact that risks have become an integral part of banking operations.

In the scientific article, the author examines the advantages and disadvantages of the digital ruble. The author examines the principle of functioning of the digital ruble, given in the Concept of the digital Belarusian ruble. The article notes that pilot projects on the introduction of the digital ruble are currently being conducted in the Russian Federation and the Republic of Belarus. The author focuses on the fact that in case of successful application of the national digital ruble, it becomes possible to create a supranational currency environment in the EAEU.

The article substantiates the need for insurance of bank deposits and analyzes the experience of its formation in modern Russia. The main insurance cases that are grounds for insurance compensation in favor of depositors are considered. The specificity of the legal nature of relations in the field of bank deposit insurance is revealed.