RU

Keyword: «digital financial assets»

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The article provides a characteristic of cryptocurrencies and electronic money and talks about the trends in their development and use in Russia and other countries, since the introduction of these technologies is a significant phenomenon due to the specifics of the modern activities of the financial sector. The aim of the work is to consider the trend of digital money development, to determine which money is most popular among the population. The reasons for development or its absence in the sphere of implementation in the financial sphere of life are examined. The work results in the conclusion that electronic money is developing more efficiently compared to cryptocurrencies.