RU

Keyword: «credit»

In the article the author analyzes the mortgage lending market in the Russian Federation, considers the main advantages of mortgage use by Russian citizens, identifies problems associated with ensuring the availability of mortgage lending, and offers prospects for development.
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This article discusses the problem of life insurance when concluding a banking agreement. The indicators of reported insurance cases and amounts paid are examined. It also analyzes the number of complaints against credit organizations about the imposition of insurance services when applying for loan products.
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The relevance of the topic under study is due to the objective need for the government support for social entrepreneurship, which helps to solve serious social problems in the majority of regions of the Russian Federation. The aim of the study is to analyze the level of support for social entrepreneurship in the Sverdlovsk region. The article considers the infrastructure, types and measures of support for social enterprises and citizens planning to work in the field of social entrepreneurship in the Sverdlovsk region. An assessment of the level of support for entrepreneurship at the present stage is given. Recommendations are formulated for improving support measures and developing social entrepreneurship in the region.
The article presents the need to use modern innovative approaches and mechanisms for assessing credit transactions and risks aimed at preventing them and minimizing losses. The main problematic aspects of the quality of credit transactions are identified, as well as the use of digital technologies and the improvement of financial literacy of the population are justified.