Anna Gytorova

With the development of stock markets, with the new types of professional activities emergence and introduction of new financial instruments, commercial banks began to expand the types of transactions with the tools of the securities market in domestic practice. Financial institutions accumulate huge resource base, performing deposit operations and servicing of customer accounts. Having attracted huge sums of money, the bank must charge and pay interest. Therefore, operations conducted by the bank on stock market by placing surplus funds in securities market tools are a competitive alternative to credit market for funds allocation. Implemented operations with securities are concentrated in the framework of any commercial bank’s investment department that buys and sells them both at the expense of the bank and on behalf of its clients.