Keyword: «creditworthiness»

This paper describes the methods and ways of evaluating the adequacy and quality of the bank's equity capital, as well as factors that affect the bank's own capital.

This article discusses the essence of the concept of "creditworthiness", identified the main ways to assess the creditworthiness of the borrower. In addition, the calculation of the solvency index by the method of PJSC "Sberbank" is presented.

Big Data is used everywhere today and the activities of financial institutions are no exception. The advantages of big data analytics technologies lie in the volume and speed of processing various types of information, which contributes to an increase in the level of automation, ensures the optimization of business processes and contributes to the improvement of financial markets. In addition, big data enables financial institutions to provide more personalized services to consumers and expand their customer base.