Keyword: «digital central bank»

The article is devoted to the problems of establishing the institution of digital central banks and their digital currencies. The authors pose the questions: why are digital national currencies needed and how do they differ from cryptocurrencies? What are the successes of different countries in the implementation of CVCB? Why does Russia need a digital ruble and at what stage is its implementation? The authors come to the conclusion that the key motives for introducing securities around the world are two aspects: increasing the efficiency and security of the payment system and regulating alternative cryptocurrencies. The article discusses the differences between central currencies and cryptocurrencies, as well as the experience of individual countries in creating central currencies and digital currencies. Special attention in the article is paid to consideration of the current situation with the introduction of the digital ruble. The authors conclude about the advantages and new opportunities which digital ruble opens for consumers, business, state, financial market and international cooperation.