Keyword: «digital ruble»

In the context of the implementation of the national project "Digital Economy", there has recently been more and more activity in Russia in the implementation of the digital ruble. The digital ruble is supposed to become a new additional form of the national currency. It will be circulated together with cash and non-cash rubles. However, digital currency will not crowd out other forms of money's existence. It will have the same properties as the usual forms of money, and will be an addition to them. Under this condition, the digital currency has its pros and cons, which must be gradually addressed. In the long term, the digital ruble will help Russia become more independent in the field of payment systems.

This scientific work examines the problem of poverty in the Russian Federation, assesses the measures taken to support the population. In addition, the ways of improving the mechanism of the social contract in conjunction with the digital ruble, which are able to solve the problems of poverty in the Russian Federation and reach a low level by 2030, are being considered.

The introduction of a national digital currency is, objectively, an increasingly necessary element to ensure the stability and relative independence of the fiscal system. This article discusses the positive and negative aspects of the digital ruble and China's experience in introducing the digital yuan. The existing conditions, such as the crisis and sanctions, require the creation of domestic payment systems, which can ensure the financial independence of both individual areas and the state as a whole. Own digital currency can also reduce the sensitivity to fluctuations in the U.S. dollar.

The article explores the concept of digital currency as a new object of civil rights, which emerged in the context of digitalization. The author concludes that, at present, this notion cannot be unequivocally defined. On the one hand, digital currency is a term introduced into Russian legislation to designate a cryptocurrency, that is, other property that is not a form of money. On the other hand, there is a digital currency issued by the Bank of Russia (digital ruble), which is one of the new forms of money that have emerged as a result of the digitalization processes.

The article is devoted to the problems of establishing the institution of digital central banks and their digital currencies. The authors pose the questions: why are digital national currencies needed and how do they differ from cryptocurrencies? What are the successes of different countries in the implementation of CVCB? Why does Russia need a digital ruble and at what stage is its implementation? The authors come to the conclusion that the key motives for introducing securities around the world are two aspects: increasing the efficiency and security of the payment system and regulating alternative cryptocurrencies. The article discusses the differences between central currencies and cryptocurrencies, as well as the experience of individual countries in creating central currencies and digital currencies. Special attention in the article is paid to consideration of the current situation with the introduction of the digital ruble. The authors conclude about the advantages and new opportunities which digital ruble opens for consumers, business, state, financial market and international cooperation.