Keyword: «individual investment account»

The article examines the reasons for the growth of Russian interest in the stock market in 2020: a decrease in quotations on the markets, the volatility of the Russian ruble, a decrease in rates on deposit accounts and the use of mobile applications for investing remotely. The data on the number of individual investment accounts, the turnover of individual investment accounts, and the weighted average interest rates on deposits are analyzed. The possibilities of using mobile applications for investing remotely are studied. Thanks to the popularization of the use of mobile applications, the number of private investors in the Russian Federation is increasing. If a large share of the capital of the stock market participants is invested in domestic companies, this will provide some stability to the Russian securities market. However, the problem of easy access to the stock market for novice investors has been identified. The law on the categorization of private investors, which will limit novice investors from large transactions with risky instruments in the absence of the necessary knowledge, is considered.