Olesya Nikonec

The current conditions for the development of the banking sector make it a fundamental role for commercial banks in accumulating and attracting funds, as well as in their rational placement. This article is devoted to deposit policy making by modern commercial banks. It presents an analysis of the prospects for raising funds in deposits in the current economic conditions, as well as numerous related issues.

The paper discusses the questions of development of Russian credit system in modern conditions.

The main legal acts on the basis of which credit activity of commercial banks and way of improvement of legislative and standard ensuring bank activity in the Russian Federation in the sphere of crediting in modern conditions is carried out are considered.

The article is devoted to the formation of an innovation-oriented economy of Russia on the basis of the development of venture business.