Keyword: «banking sector»

The article presents the need to use modern innovative approaches and mechanisms for assessing credit transactions and risks aimed at preventing them and minimizing losses. The main problematic aspects of the quality of credit transactions are identified, as well as the use of digital technologies and the improvement of financial literacy of the population are justified.

The article examines the current issues of real estate lending in the Republic of Belarus. The main problems and factors constraining long-term lending, including the development of retail real estate lending, have been identified. The main trends in the development of consumer lending in the modern conditions of the development of the Belarusian economy are determined.