Keyword: «bank»

The article reveals the problem of identifying operational risk and the main risk management factors. The study proves that modern market relations of various commercial organizations have led to the fact that risks have become an integral part of banking operations.

In the scientific article, the author examines the advantages and disadvantages of the digital ruble. The author examines the principle of functioning of the digital ruble, given in the Concept of the digital Belarusian ruble. The article notes that pilot projects on the introduction of the digital ruble are currently being conducted in the Russian Federation and the Republic of Belarus. The author focuses on the fact that in case of successful application of the national digital ruble, it becomes possible to create a supranational currency environment in the EAEU.

The article substantiates the need for insurance of bank deposits and analyzes the experience of its formation in modern Russia. The main insurance cases that are grounds for insurance compensation in favor of depositors are considered. The specificity of the legal nature of relations in the field of bank deposit insurance is revealed.

The paper examines the problems of the formation of the commercial population and entrepreneur-ship in the cities of the Akmola region in the late XIX – early XX centuries. Based on a comparative analysis, the author came to the conclusion that the convenient geographical location of the cities, the trade policy of the authorities contributed to the growth of trade and the emergence of entrepreneurship in the cities of the Akmola region in the late XIX – early XX centuries. Founded as military fortresses Omsk, Petropavlovsk, Akmolinsk, they later turned into trading posts and business centers. The study of archival documents in the state archives of Almaty, Kokshetau, Astana and Petropavlovsk revealed new historical data about the first entrepreneurs. The role of entrepreneurship in the economic development of fortress cities, the transition from barter to stationary trade, is undeniable. The increase in trade turnover in cities, the construction of new buildings, all this is due to the activities of residents and authorities of the cities of Akmola region in the late XIX – early XX centuries.

The article is devoted to the analysis of risks in the banking sector of the economy. It reveals the essence of the concept of "risk", the signs of risk, as well as their impact on the activities of banking institutions. In addition, a number of measures are proposed that are directly aimed at reducing the likelihood of risks that may have negative consequences for banking institutions.