Keyword: «insurance»

In this paper we study the scope of insurance services provided in the territory of the Republic of Adygea, identifies regional characteristics of insurance, the results of a poll.

In work the essence and types of natural disasters are considered, dynamics and structure of emergency events in Russia in 2010-2013 is analysed, need of application of insurance as effective mechanism of protection of the state and society from various natural disasters is proved.

The paper presents formed on the basis of the RIA rating data on volumes collected by insurance premiums in 2014 multicore competitive structure of the insurance market in Russia and estimates the level of competition on it.

One of the problems of development of the banking sector in the Russian economy is lack of investment and material resources, concentrated in the hands of the population. The main reason why the population does not dare to transfer their life's savings banks, is the lack of potential investors confidence that their money will they, in the end, returned. This uncertainty could be removed if the investor was sure that his money will be returned to him regardless of what happens with the Bank. That is, to ensure the safety of the Deposit should not the Bank itself, but some other, completely independent organization, whose solvency is not associated with the financial stability of the Bank. This was developed a System of insurance of Bank deposits.

The paper deals with the trends of insurance development in the Russian Federation. Insurers’ contributions to share capital, insurance bonuses, contributions, types and forms of insurance, expenses, financial results are analyzed. Payables and receivables of insurance companies are considered. Reinsurance as a special kind of insurance, that is constantly developing is studied.