Keyword: «commercial banks»

This article deals with the changes occurred in Internet banking. New directions of further development of commercial banks are offered.

This article discusses the problem of low level of financial literacy of the population. Carried out a sociolog-ical study to identify the level of financial literacy among social groups in Rostov region. After analyzing the data, the authors have developed a method of increasing the level of financial literacy of the population that will be able to expand the methods and techniques of improving financial literacy in the state programmes and strategies.

The article reveals the influence of modern economic conditions on the deposit policy of commercial banks. Particular attention is paid to the contributions of individuals. The efficiency of deposits over a number of years is considered.

The article describes the possibility of increasing the efficiency of commercial banks, by expanding retail services.

The article reveals the features of personal crediting process. The elements of crediting process management are highlighted. The conditions for personal crediting necessity are analyzed. The authors consider the functions of credit and the basic principles of crediting.