Keyword: «digital economy»

The paper analyzes the features of the digital economy as the most important resource of increase of efficiency of all activities at the present stage of development of society. The role of education and educational programs in training for the digital economy.

The article proves the need for a digital transformation of the regional economic complex. The authors reveal key problems of digital transformation. They describe the stages of the digital transformation of the regional economic complex. Projects of digital transformation of the regional economic complex are offered.

Today, the country is in a process of digital transformation, a very powerful, dynamically evolving transformation, and if you do not get your bearings in time and do not understand what you need to do, you can fall behind in economic development forever. Many professions are changing under the influence of ICT, becoming more technological. The impending wave of innovations, according to unpublished research, puts up to half of the workplaces at risk. Nevertheless, the profession of economist will be in demand in the digital future. They always need a specialist who sets priorities and goals correctly for maximum profit. Understanding the essence of the future profession by students-economists – a specialist in the economic efficiency of the digital age - will allow them to adapt to the changing world and be satisfied with the profession. Currently, the concept of "digital economy" is widely used to define the total penetration of ICT, where knowledge, information play a key role, and the development of innovative projects becomes a source of socio-economic growth. The creative personality of the economist is the resource for which competitors will fight.

In article preconditions of formation knowledge-focused of digital economy are analyzed, the basic organizational-functional subsystems of information-analytical systems, as its base platforms are considered. The basic directions of intellectualization of functional subsystems are resulted.

The article deals with some aspects of the functioning and development of banking in the transition to the digital economy.