Keyword: «falsification»

Consumer lending has always been and is the most profitable activity for banks. The reason for this is that the interest rate on consumer loans is so high that the market price of borrowed loans and the level of bank losses for unreturned loans should so sharply increase that this segment of bank lending ceases to be profitable. Therefore, commercial banks seek to increase the share of consumer loans in their portfolios. This article is devoted to the consideration of the main key issues of the organization of work of bank loan officers when negotiating with private borrowers to determine the appropriateness of concluding a loan agreement.

The results of the examination of the quality of milk of various brands sold in Smolensk are presented. The analysis of sample labeling was carried out , organoleptic evaluation and chemical methods of quality examination for the content of foreign impurities were used. It is established that all the samples under study meet the quality indicators and requirements of the regulatory and technical documentation.

The article discusses the classification of quality indicators of goods, which is a nomenclature of quality indicators. Special attention is paid to indicators of the quality of dairy and alcoholic products, since these goods are recognized as the most frequently falsified, i.e. counterfeit goods in today's market. Therefore, special attention should be paid to the quality indicators of these types of goods in order to prevent such fraudulent products from reaching the consumer.