Keyword: «secondary vocational education students»
This article examines the risks and opportunities in the formation of financial culture among students of secondary vocational education in the context of the rapid spread of digital financial technologies. It is noted that the digitalization of the financial sphere significantly changes the models of economic behavior of young people, creating both new educational opportunities and threats of forming superficial or distorted perceptions of money, debt, and responsibility. The study concludes on the necessity of a comprehensive pedagogical approach to developing students’ financial culture, based on a combination of digital tools and value-oriented education.
The article examines the phenomenon of digital amnesia (Google effect) as a psychological and cognitive effect of digitalization of education. The influence of free access to Internet resources on the processes of memorization, thinking and personal development of students of the secondary vocational education system (SPE) is analyzed. The mechanisms of transactive memory, the factors that enhance digital amnesia are revealed, and practical recommendations are offered to minimize its negative consequences in the educational environment.
The purpose of this article is to provide a theoretical analysis of the impact of free access to Internet resources on the cognitive processes and personal characteristics of secondary vocational education students, as well as to systematize the factors that mediate this phenomenon in the educational environment.

Konstantin Ilinskii