Oksana Syslyakova

The article examines the main results, as well as the problems and trends in the further development of the market for voluntary medical insurance in the Russian Federation, including promising types of insurance, development of service components, etc.

In work the essence and types of natural disasters are considered, dynamics and structure of emergency events in Russia in 2010-2013 is analysed, need of application of insurance as effective mechanism of protection of the state and society from various natural disasters is proved.