Tatyana Glinova

One of the problems of development of the banking sector in the Russian economy is lack of investment and material resources, concentrated in the hands of the population. The main reason why the population does not dare to transfer their life's savings banks, is the lack of potential investors confidence that their money will they, in the end, returned. This uncertainty could be removed if the investor was sure that his money will be returned to him regardless of what happens with the Bank. That is, to ensure the safety of the Deposit should not the Bank itself, but some other, completely independent organization, whose solvency is not associated with the financial stability of the Bank. This was developed a System of insurance of Bank deposits.

Development of small business in Russia is a strategic direction of economy. Thanks to small businesses development, there are formation of favorable economic environment, competition among producers, new jobs, development of market relations in general.