Keyword: «clusters»

Financial managers can apply economic and mathematical method, which is called cluster analysis, for ef-fective analyis and management of accounts receivable counterparties. When using cluster analysis procedures dismemberment of objects together on a qualitatively homogeneous groups performed at the same time a large number of features. This method allows selecting and effectively managing individual debtor clusters.

Due to the negative impact of globalization on was not firmly established after the collapse of the Soviet Union the Russian economy comes lag of the Russian Federation in terms of economic development from the more developed countries of the world, which is more acute in the period of the anti-Russian sanctions: an increase in the outflow of capital from the country, the instability of banking activities, the reduction of exports and imports of goods and services, termination of contracts with foreign suppliers and growing together with the unemployment and inflation, the deficit of the federal budget of the Russian Federation. In this regard, especially important to the creation of clusters in the territory of the Russian Federation as a means to enhance the effectiveness and competitiveness of the Russian economy in the world space. In the article the Russian experience of the creation of clusters, the efficiency of their operations and prospects for the development of clusters in Russia. It is concluded that in the present conditions of the Russian Federation need to attach great importance to the cluster policy is a powerful stimulus of the economy.

The article discusses the technology of critical thinking in the process of organization of extracurricular independent work of students of the specialty «Preschool education» in the discipline «Mathematics». Critical thinking involves the formulation of sound judgments and make decisions through thorough and comprehensive analysis of information.