Keyword: «economic development»
The article reflects digital technologies that are becoming an everyday part of the economic, political and cultural life of the constituent entities of the Russian Federation and an engine for the development of society as a whole. Currently, the role of digital technology is at a progressive stage in the development of the modern Russian economy.
The author studies the results of economic development, in particular, the external public debt of Belarus and its neighboring countries – Russia, Ukraine, Poland, Lithuania and Latvia – over the past five years and its impact on their foreign exchange reserves. After the collapse of the Soviet Union and the socialist camp, these countries chose different geopolitical paths for the development of their economies. Some joined the Commonwealth of Independent States, others – the European Union.
The article discusses the issues of key provisions of regional strategies for the economic development of the region, tools for managing regional economic development, reserves for sustainable development of the regional economy. The estimation of planning of economic development of the region, regional marketing is given.
Changes in personnel management in the context of digital transformation are influenced by factors of the internal and external environment. The list of environmental factors is typical for modern economic entities operating in the conditions of digitalization. These are political, legislative, economic, social (demography, culture, fashion, education, migration), scientific, technical, and environmental (environmental pollution, viruses) factors, the latter of which became particularly relevant in 2020 due to the spread of COVID-19. Environmental factors also include social movements, the media, the level of global development, suppliers (raw materials, materials, finance, labor), consumers, competitors, public authorities, and non-profit associations and trade unions. In this article, the author attempts a scientific analysis and critical understanding of the problem of personnel management in the context of digital transformation.
ART 251005
Development of financial literacy of the population is one of the primary tasks of the modern state. Russian and foreign scientists have proven that the developed skills and abilities in the field of finance directly affect the state and development of the banking and financial system of the country, the amount of savings of citizens, reduce the degree of uncertainty and risk in the stock market and ultimately lead to an increase in the population’s income and well-being. The aim of this work is to study the state of financial literacy of the population using the example of the Samara region and to develop recommendations for the implementation of further measures to improve it. To achieve this goal, such research methods as analysis and synthesis, induction, deduction, comparison, and others were used. The article presents the leading approaches to defining financial literacy, confirms the relationship between progressive economic growth and a high level of formation of financial knowledge and skills among the population. The example of the Samara Region shows that within the framework of the implementation of the Strategy for Improving Financial Literacy, financial knowledge and skills were formed, mainly among schoolchildren, which indicates a violation of the continuity of financial education of citizens and ultimately negatively affects the level of economic development of the region. Technological progress significantly changes the situation around the world and affects the labor market and productivity, as stated in the report of the Russian office of the World Bank "Russian Federation. New Skills for a New Century: Regional Policy". The report notes that the development of such cognitive skills as solving complex problems, as well as socio-behavioral skills, including teamwork, and a combination of competences that promote adaptability (for example, logical financial thinking and self-confidence, including economic ones), is becoming increasingly relevant for successful participation in labor activities and expanding career opportunities. Many countries begin to improve their education systems, adjusting them to modern requirements for teaching these skills. The necessary changes concern all levels of education, including preschool level. Russia is among the 25 countries in the world with high scores in mathematics, reading and natural sciences, but lags behind in learning 21st century skills. This gap must be overcome, since the development of such skills will determine the competitiveness of the Russian workforce in the future. The theoretical significance of the study lies in the analysis of modern approaches to the category of "financial literacy" of both Russian and foreign scientists. The practical significance of the study is expressed in the development of recommendations on the directions of further development of the financial literacy among certain categories of the population using the example of the Samara Region.

Viktoriya Lisenko
Urii Bysigin