Keyword: «financial literacy»

Today, there is a rapid and large-scale development of financial technologies in all countries, including Russia. The article assesses the development of financial technologies and the factors of their regional penetration, provides a description of modern aspects of financial technologies and their application in the economy. The presented analysis of the dynamics of population income and indicators of the development of financial technologies in Russia allows us to consider their mutual influence.

The article examines financial literacy in the context of ensuring the economic security of the country. The results of a survey conducted by the authors on the level of financial literacy of students and university teachers are presented. The activities carried out in Russia to improve financial literacy of the population are summarized. The trends in the field of financial cybersecurity are revealed.

The article discusses the possibility and main approaches to the formation of financial literacy in teaching physics at school. The content and semantic lines of the physics course are highlighted, within which it is possible to form elements of financial literacy, the forms, technologies and methods for its formation are defined. The methodological features of the formation of financial literacy in teaching physics at school are formulated. Examples of cases are given.

The article focuses on the current issue of developing financial literacy among primary school students in the context of modern educational standards. It examines the theoretical foundations of financial literacy, its structural components, and the role of extracurricular activities in developing financial competencies.

This article examines the risks and opportunities in the formation of financial culture among students of secondary vocational education in the context of the rapid spread of digital financial technologies. It is noted that the digitalization of the financial sphere significantly changes the models of economic behavior of young people, creating both new educational opportunities and threats of forming superficial or distorted perceptions of money, debt, and responsibility. The study concludes on the necessity of a comprehensive pedagogical approach to developing students’ financial culture, based on a combination of digital tools and value-oriented education.