Keyword: «loan agreement»

This article deals with topical issues of debt restructuring under mortgage contracts. The author analyzes the legislative initiatives of the Bank of Russia on the introduction of "mortgage holidays" for borrowers and their expected consequences. Special attention is paid to the practice of using "currency mortgage".

The article examines the economic nature of credit risk in the banking sector and presents its main characteristics. The authors examine the credit risk analysis of the banking sector organizations at the current stage, provide information on credit organizations with bad debts in the loan portfolio, assess the financial coefficients of the loan portfolio quality and identify the main areas of loan portfolio quality management in modern conditions to maintain the stability of credit organizations and secure a profit.