Keyword: «arrears»

To ensure the stability of the banking system is not only important to have a mechanism to protect consumers as the weakest party consumer credit agreement, but also to improve the mechanism refund arrears. The article presents the concept of «debt collection», showing the features of its implementation despite the absence of a specific law governing the activities of collection agencies. It concludes on the need to improve legislation in this area.

This article analyzes current state of crediting market for small and medium business (SMB) subjects. The authors show the problems faced by small and medium enterprises with credit provision. They examine the role of SMB Corporation in crediting market. The results of SMB Corporation and SMB Bank operations in the Republic of Karelia and in Russian Federation in general are presented. In conclusion, the prospects for market development are given.

This article deals with topical issues of debt restructuring under mortgage contracts. The author analyzes the legislative initiatives of the Bank of Russia on the introduction of "mortgage holidays" for borrowers and their expected consequences. Special attention is paid to the practice of using "currency mortgage".