Keyword: «risk»

in the article the author actualizes the problems of personal development in modern conditions of digitalization of society. The possibilities of digital education (continuity of education, individual learning route, increasing sources of information) and risks (changes in behavior and well-being, loss of writing skills, deterioration of memory and attention, reduction of social skills, the emergence of screen dependence, and others) are analyzed. The author presents recommendations for safe work with the Internet.

The purpose of the article is to assess the state of insurance in Russia at the present stage from the position of the insurance risks inherent in our country. The insurance market of Russia continues to develop dynamically. However, the main difference of our country from the majority of economically developed countries is that the most significant risks are practically not insured (in general, the share of insured risks is no more than 15% of real insurance risks). Obstacles to the active development of domestic insurance are: the inertia of economic processes in the country; insufficient study and forecasting of insurance risks and, as a result, poor development of insurance products that correspond to risks; lack of informational openness of insurers (especially in the regions); lack of thoughtfulness of ensuring the economic interests of individual insurers in adequate insurance services; weak competitive environment in regional insurance markets; high polarization of the social strata of the population (as a result, the inaccessibility of insurance services to a significant part of the population).

The article analyzes the key areas of development of the Moscow metropolitan area and the dominant approaches in territorial management.It is proposed to develop a strategy for the sustainable development of the agglomeration territory, to include scenario analysis based on mathematical modeling in the decision-making process for the scientific justification of action plans and algorithms for the response of state and municipal authorities to emergency situations, as well as building inter-territorial interaction of agglomerations with municipalities and regions of the country. As a result, the improvement of the management system should contribute to the sustainable and safe development of agglomeration territories.

The article discusses financial risks and their impact on the financial security of an enterprise, which is an important component of economic security. Shows the impact of financial risks on the financial stability and stability of the enterprise in market conditions. The main tasks of financial risk management at the enterprise in order to ensure its economic security are presented.

Scientific basics of computation and experimental justification of strength, life-time, reliability and safety of the main oil pipelines in complicated climatic conditions are considered; the main factors of increase of danger at achievement of dangerous limit states are given. The order and orientation of standard and non-standard laboratory researches of basic mechanical properties are characterized. The keying equations and their parameters for a final estimation of safety and risks by strength and deformation criteria which depend on time of an service loading and its cyclic mode are given.