Keyword: «loans»

This article proved the necessity of separating the concepts of "banking service" and "Bank product", presents the basic approaches to their definition. The estimation of modern condition of the market of banking products and services and the directions of their development in Russia

The article deals with some aspects of the functioning and development of banking in the transition to the digital economy.

The article deals with the problem of interpreting the concept of slang. It touches upon factors influencing slang and allocation of borrowed words into groups. The article gives the list of words widely used by teenagers. It reveals the classification of borrowing foreign words in Russian language.

In the course of the study, the authors noted that in recent years the role of regional and local budgets has been increasing, the scope of their application has expanded due to the expansion of the rights of regional and local authorities. Therefore, it is necessary to more carefully approach the system of forming the regional budget. The assessment of the regional budget of the Smolensk region revealed the all-Russian problem, when the regional budget revenues are gradually increasing against the background of a general increase in budget expenditures, while the size of inter-budget transfers from the federal budget is decreasing. In this regard, it becomes urgent to optimize government guarantees, without which further cuts in the regional budget will negatively affect socio-economic development.

The relevance of the topic is due to the emergence of new problems and aspects of monetary policy because of the pandemic in Russia, in connection with which the inflation rate by years is presented, as well as three schemes of the economic situation development. The authors present yearly forecast for GDP and inflation and describe the impact of the coronavirus on monetary policy. The aim of the work is to analyze the problems of monetary policy during the coronavirus epidemic, to establish the reasons for the key rate cut. The study helped to identify the areas most affected by the coronavirus and note the government's measures taken to support citizens.