Keyword: «savings»

We consider the comparative profitability of fixed-term deposits, deposits in precious metals, bullion coins, investments in mutual funds in the short, medium and long term for the people of Mezhdurechensk

The article reveals the factors influencing the formation of the population basic incomes. The authors note the indicators characteristic to the structure of the population with incomes below subsistence minimum. They present statistical analysis and estimate the level of population incomes during the long-term period of the study, as well as the level of real wages taking into account the inflation level and the US dollar rate.

In the article the main factors of growth slowdown in the countries with developed economies are systematized and analyzed; the main trends of socio-economic development, aimed at achieving sustainable economic growth rates are considered.

The article considers the concept of the household reserve Fund, its purpose and feasibility of formation, formed the requirements for the reserve fund, provides an overview of the situation in Russia as of March 2020, considers the most popular ways of forming the household reserve Fund and gives their detailed assessment, formed a comparative table and conclusions about the preferred options.

In the context of the digitalization of the economy, the issues of effective management of personnel costs are becoming particularly relevant. This topic covers the analysis and identification of priority areas for optimizing labor costs, the use of innovative technologies to increase productivity and reduce excess costs. The article discusses key optimization strategies, such as process automation, and improvement of personnel management systems using digital solutions. The emphasis is placed on the need to adapt to the changing technological landscape and the introduction of flexible personnel management methods, which contributes not only to cost savings, but also to increasing the competitiveness of organizations in the context of digital transformation.